What to Do If a Tree Falls on Your House in Ormond Beach, FL

If a tree falls on your house, you need to act fast, but what do you do? Who do you call? 

In this post, the top-rated tree service in Ormond Beach, Dead or Alive Tree Service LLC, discusses what to do if a tree falls on your house.  

what to do if a tree falls on your house

Prioritize Safety  

First, get everyone in the household, including your pets, out of harm’s way. If anyone needs medical attention or you can’t safely exit your home, call emergency services for help.  

Depending on the extent of damage, you may need to get away from the damaged part of the structure or evacuate to an alternative shelter. 

Assess the Damage  

Once you account for everyone and ensure their safety, step outside and evaluate the extent of damage. Check if the tree has affected your power line, roof, gas line, or any other critical areas. If you notice or suspect the tree may have damaged a power line, call 911 and your electrical company.  

Local police may need to block traffic on your street, and the fire department may send a unit to stand by in case of a fire.  

Document Everything and Contact Your Insurance Company

Once you establish that you can enter your home safely, take photos and videos of the damage. This is crucial when learning what to do if a tree falls on your house.

Pictures and videos play a critical role in the insurance claims process. Then, contact your insurance agent and notify them about the incident. Provide details and share the photos and videos you took to help them assess the damage.   

The insurer might send an adjuster to your home for a comprehensive damage assessment.  

Try To Prevent Further Damage  

As a precaution, you should hire a reputable contractor to cover up or tarp any broken windows, holes in the roof, or damaged siding. This will help protect your interior from additional weather damage.  

Will Your Homeowner’s Insurance Cover the Damage?  

Your homeowner’s insurance will likely cover damages resulting from an “act of nature,” — such as if high winds or a storm caused a tree to fall on your house. However, you should expect to pay a deductible, after which your insurer will cover the balance of the repair costs up to a certain amount, based on your policy.  

Your insurer might also impose coverage limits on certain repairs, like tree removal costs.  

Trust Your Local Tree Experts  

Now that you know what to do if a tree falls on your house, you want to hire dependable experts for your urgent tree care needs. Look to the Dead or Alive Tree Service LLC team to help you with any tree-related problem. You can count on our competent team for top-notch:  

  • 24-hour emergency services   
  • Tree trimming and pruning  
  • Tree removal  
  • Stump grinding  

Call us at Dead or Alive Tree Service LLC at (386) 333-2252 to request a free estimate for tree service in Port Orange, Florida, or nearby. Reach out to learn about what to expect before and after tree removal.

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